Liability Exclusions

From The Original Insurance Wiki

Expected or Intended Injury

Coverage is typically granted for bodily injury resulting the use of reasonable efforts to protect persons or property.

Consideration should be given to extend coverage for Property Damage if not covered.

Pollution Exception - Smoke, fumes, vapor, or soot from equipment used to heat a building

Coverage is typically granted for bodily injury from smoke, fumes, vapor, or soot from equipment used to heat a building.

Consideration should be given adding this coverage back if it is excluded by an "absolute pollution" exclusion or other similar exclusionary language.

Pollution Exception - Heat Smoke or Fumes from a Hostile Fire

Coverage is typically granted for bodily injury and property damage resulting the heat, smoke, or fumes from a hostile fire.

Consideration should be given adding this coverage back if it is excluded by an "absolute pollution" exclusion or other similar exclusionary language.

Recall of Products, Work Or Impaired Property

Coverage typically excludes coverage for any loss, cost or expense incurred by you or others associated with the recall or withdrawal of any products.

General Liability - Specific Products, Jobs, or Projects exclusions

Please note any Specific Products, Jobs, or Projects that are excluded in the comments.

Pollution Arising from your Products

Beware, An Absolute or Total Pollution may take away Products or Completed Operations coverage for boldily injury or property damage arising out of pollution caused by your products.